Compliance Review

Using the Encompass Compliance Service (Administrator and User Guide)

 Encompass Compliance Service TILA-RESPA Review Integration Guide

Understanding Encompass Compliance Service Review Results

The Encompass Compliance Service enables you to perform a loan check (i.e., order a compliance report) at any point during the loan process. During a loan check, loans are reviewed for compliance issues based on Truth in Lending (TIL), Home Ownership and Equity Protection Act (HOEPA), State and Local High Cost, State Consumer Credit, and other industry regulations and mandates. Once the check is complete, a compliance report is generated indicating the loan's compliance issues and exceptions, as well as data within the loan that successfully passed the review.

Using the Encompass Compliance Service, you can:

• Manually order a compliance report.

• View a completed report, complete with a list of returned alerts, errors, and pass/fail messages.

• Jump directly to a field where data has not passed the review.

• Clear the Compliance Review alert from the Log.