Encompass Consumer Connect Field Guide

You can show or hide fields and questions in the form-style loan application by selecting or clearing the Show check boxes; however, we highly recommend using the default Show settings.

Be careful modifying the loan application. Some fields are dependent on or impact other fields in the loan application. For example, when the My total monthly income (estimated) is: field is hidden, the total income is not calculated or displayed to the borrower. In addition, certain field values are required to run the Underwriting service that are not automatically shown when the Underwriting service is enabled. View required fields for services.

This page contains the following loan application sections and their fields:

Loan Details

Consumer Connect URLA 2020 Default Field Name Encompass
Field Name / ID

Field Status

Notes
Title: Purpose of Your Loan  
Who Referred You? Who Referred You? / 1822 New  
Are you currently working with a loan officer? Not applicable New  
Choose the loan officer below Not applicable New  
Loan Purpose Purpose of Loan / 19 Existing  
Loan Type Loan Type / 1172 Existing  
Estimated Purchase Price Purchase Price / 136 Existing  
Estimated Property Value Estimated Property Value / 1821 Existing  
Down Payment Amount

Down Payment / 1335

Existing  
Down Payment Percentage Down Payment % / 1771 Existing  
Estimated Value Estimated Value / 1821 Existing  
Current Loan Balance Existing Lien, Existing Debt / 26, 3052 Changed URLA 2009 form style field name: Current Loan Amount
Requested Loan Amount Loan Amount / 1109 Existing  
Requested Line of Credit Loan Amount, HELOC Credit Limit / 1109, CASASRN.X168 Existing  
Initial Draw Amount HELOC Initial Advance, HELOC Actual Balance / 1888, CASASRN.X167 Existing  
Your Loan Amount Loan Amount / 1109 Existing  
Source of Down Payment Source of Down Payment, Source/EIN /
34, 3009
Existing  
Gift Amount Down Payment 2 Amount (Gift Funds) / 220 Existing  
Explanation of Gift Explanation of Down Payment / 191 Existing  
Do you have a second mortgage? Not applicable Existing  
Do you have an outstanding mortgage balance? Lien Position / 420 Existing  
What is your mortgage balance? First Subordinate Lien Amount / 427 Existing  
Do you want to pay off this loan with the new loan? Not applicable Existing  

Property Details

Default CC Field Name Encompass
Field Name / ID

Field Status

Title: Property Details
Have you identified a home to purchase? Not applicable Existing
Do you own the lot you are constructing on? Not applicable Existing
Are you refinancing your current home? Not applicable Existing
Will you be living in the property you are purchasing? Not applicable Existing
Are you requesting a home equity line of credit on your current home? Not applicable Existing
When did you acquire this property? Refinance Year Acquired / 24 Existing
What was the original price of the home? Original Cost / 25 Existing
Are you refinancing from a current FHA loan program to new FHA loan program? Refinancing from a Current FHA Loan / MORNET.X41 Existing
Approximately when did you close this loan? Previous Purchase Date / 3058 Existing
Have you signed a contract? Not applicable Existing
What is the estimated closing date? Trans Details Est Closing Date / 763 Existing
Address Line 1 Address /11 Existing
Unit Type Unit Type / URLA.X74

New

Unit # Unit # / URLA.X75

New

City City / 12 Existing
County County / 13 Existing
State State / 14 Existing
Zip Code Zip / 15 Existing
Property Type Property Type, Property Type / 1041, 1553 Existing
Property Use Property Will Be / 1811 Existing
Are you applying for an FHA loan on a second home that you will be occupying for less than six months of the year? FHA Secondary Residence / URLA.X76

New

Will you set aside space within the property to operate your own business? Set aside space with property / URLA.X7

New

Number of Units Number of Units / 16 Existing
Year Built Year Built /18 Existing

Construction Details

CC Field Name Encompass Field Name / ID

Field Status

Title: Construction Details  
Year Lot Acquired What year did you acquire the lot? / 20 Existing
Original Cost of Lot What was the original cost of the lot? / 21 Existing
Outstanding Liens on Lot Are there any outstanding liens on the lot? / 10 Existing
Estimated Value of the Lot What is the estimated value of the lot? / 22 Existing
Estimated Cost of Construction What is the estimated cost of construction? / 23 Existing
Estimated Value at Completion of Construction Estimated Value / 1821 Existing
Deposit Amount With Builder Deposit Existing

Personal Information

CC Field Name Encompass Field Name / ID

Field Status

Title: Joint Credit

Are you applying for joint credit with a co-borrower? Is joint credit, Is joint credit / URLA.X3, URLA.X4 New
How many total borrowers, including yourself, are applying for credit? Total number of borrowers for credit / URLA.X261 New
The income/assets of a person other than the Borrower (including the borrower’s spouse) will be used for loan qualification. The Income/assets of a person other than the borrower will be used, The Income/assets of the Borrower's spouse will not be used / 307, 35

CC Field Name Encompass Field Name / ID

Field Status

Title: Borrower Name

First Name Borrower First Name / 4000 Existing
Middle Name Borrower Middle Name / 4001 Existing
Last Name Borrower Last Name / 4002 Existing
Suffix Suffix / 4003 Existing

 

CC Field Name

Encompass Field Name / ID

Title: Borrower Alternate Names

 

First Name

Alternate First Name / URLABAKA0001

New

Middle Name

Alternate Middle Name / URLABAKA0002

New

Last Name

Alternate Last Name / URLABAKA0003

New

Suffix

Alternate Suffix / URLABAKA0004

New

 

CC Field Name Encompass Field Name / ID

Field Status

Title: Borrower Information

Email Borrower Email / 1240 Existing
Date of Birth Date of Birth / 1402 Existing
Social Security Number Social Security Number / 65 Existing
Citizenship Citizenship / URLA.X1 New
Marital Status Marital Status / 52 Existing
Is there a person who is not your legal spouse but who currently has real property rights similar to those of a legal spouse? Person with legal property rights / URLA.X111 New
Domestic Relationship Type Domestic Relationship Type / URLA.X113 New
Other Domestic Relationship Type Other Domestic Relationship Type / URLA.X115 New
State of Formed Relationship State of Formed Relationship / URLA.X117 New
Number of Dependents Number of Dependents / 53 Existing
Age of Dependents Dependent Age(s) / 54 Existing
Cell Phone Cell Phone / 1490 Existing
Home Phone Home Phone / 66 Existing
Work Phone Work Phone / 4533 Existing

 

CC Field Name Encompass Field Name / ID

Field Status

Title: Borrower Military Service

 
Did you (or your deceased spouse) ever serve, or are you currently serving, in the United States Armed Forces? Borrower Serve in the Armed Forces / URLA.X13 New
Currently serving on active duty Currently serving on active duty / URLA.X123 New
Expiration date of service/tour Expiration date of service/tour / URLA.X17 New
Currently retired, discharged, or separated from service Currently retired, discharged, or separated from service / URLA.X124 New
Only period of service was as non-activated member of the Reserve or National Guard Only period of service was as non-activated member of the Reserve or National Guard / URLA.X125 New
Surviving spouse Surviving spouse / URLA.X19 New

 

CC Field Name Encompass Field Name / ID

Field Status

Title: Borrower Language Preference

 
Language Preference Language Preference / URLA.X21 New
Other (explain) Other (explain) / URLA.X35 New

Co-Borrower Information

CC Field Name Encompass Field Name / ID

Field Status

Title: Co-Borrower Name

First Name Co-Borrower First Name / 4004 Existing
Middle Name Co-Borrower Middle Name / 4005 Existing
Last Name Co-Borrower Last Name / 4006 Existing
Suffix Suffix / 4007 Existing

 

CC Field Name Encompass Field Name / ID

Field Status

Title: Co-Borrower Alternate Names

 
First Name Alternate First Name / URLACAKA0006 New
Middle Name Alternate Middle Name / URLACAKA0007 New
Last Name Alternate Last Name / URLACAKA0008 New
Suffix Alternate Suffix / URLACAKA0009 New

 

CC Field Name Encompass Field Name / ID

Field Status

Title: Co-Borrower Information

 
Email Co-Borrower Email / 1268 Existing
Date of Birth Date of Birth / 1403 Existing
Social Security Number Social Security Number / 97 Existing
Citizenship Citizenship / URLA.X2

New

Marital Status Marital Status / 84 Existing
Is there a person who is not your legal spouse but who currently has real property rights similar to those of a legal spouse? Person with legal property rights / URLA.X112 New
Domestic Relationship Type Domestic Relationship Type / URLA.X114 New
Other Domestic Relationship Type Other Domestic Relationship Type / URLA.X116 New
State of Formed Relationship State of Formed Relationship / URLA.X118 New
Number of Dependents Number of Dependents / 85 Existing
Age of Dependents Dependent Age(s) / 86 Existing
Cell Phone Cell Phone / 1480 Existing
Home Phone Home Phone / 98 Existing
Work Phone Work Phone / 4534 Existing

CC Field Name Encompass Field Name / ID

Field Status

Title: Co-Borrower Military Service

 
Did you (or your deceased spouse) ever serve, or are you currently serving, in the United States Armed Forces? Co-Borrower Serve in the Armed Forces URLA.X14 New
Currently serving on active duty Currently serving on active duty / URLA.X126 New
Expiration date of service/tour Expiration date of service/tour / URLA.X18 New
Currently retired, discharged, or separated from service Currently retired, discharged, or separated from service / URLA.X127 New
Only period of service was as non-activated member of the Reserve or National Guard Only period of service was as non-activated member of the Reserve or National Guard / URLA.X128 New
Surviving spouse Surviving spouse / URLA.X20 New

 

CC Field Name Encompass Field Name / ID

Field Status

Title: Co-Borrower Language Preference

 
Language Preference Language Preference / URLA.X22 New
Other (explain) Other (explain) / URLA.X36 New

Borrower Address

CC Field Name Encompass Field Name / ID

Field Status

Title: Borrower Residential Address

 
Address Line 1 Address / FR0104 Existing
Unit Type Unit Type / BR0125 New
Unit # Unit # / BR0127 New
City City / FR0106 Existing
County County / BR0122 Existing
State State / FR0107 Existing
Zip Code Zip / FR0108 Existing
Country Country / BR0128 Existing
How long have you been at this address? Not applicable Existing
Years Number of years / FR0112 Existing
Months Months / FR0124 Existing
Housing Housing / BR0115 Existing
Monthly Rent Monthly Rent / BR0116

New

 

CC Field Name Encompass Field Name / ID

Field Status

Title: Borrower Previous Address  
Address Line 1 Street Address / BR0326 Existing
City City / BR0306 Existing
County County / BR0322 Existing
State State / BR0307 Existing
Zip Code Zip / BR0308 Existing
How long have you been at this address? Not applicable Existing
Years Number of years / BR0312 Existing
Months Months / BR0324 Existing
Housing Housing / BR0315 Existing
Monthly Rent Monthly Rent / BR0316

New

 

CC Field Name Encompass Field Name / ID

Field Status

Subtitle: Borrower Mailing Address
Is your mailing address the same as your current address? Same as Present / 1819 Existing
Address Line 1 Street Address / 1416 Existing
City City / 1417 Existing
State State / 1418 Existing
Zip Code Zip / 1419 Existing
Country Country / URLA.X11 Existing

Co-Borrower Address

CC Field Name Encompass Field Name / ID

Field Status

Title: Co-Borrower Residential Address
Same as the borrower's residential address? Not applicable Existing
Address Line 1 Street Address / CR0226 Existing
Unit Type Unit Type / CR0225 New
Unit # Unit # / CR0227 New
City City / CR0206 Existing
County Co-Borrower Current County / CR0222 Existing
State State / CR0207 Existing
Zip Code Zip / CR0208 Existing
Country Country / CR0228 Existing
How long have you been at this address? Not applicable Existing
Years Number of years / CR0212 Existing
Months Months / CR0224 Existing
Housing Housing / CR0215 Existing
Monthly Rent Monthly Rent / CR0216

New

 

CC Field Name Encompass Field Name / ID

Field Status

Title: Co-Borrower Previous Address  
Address Line 1 Street Address / CR0426 Existing
Unit Type Unit Type / CR0425 New
Unit # Unit # / CR0427 New
City City / CR0406 Existing
County Co-Borrower Current County / CR0422 Existing
State State / CR0407 Existing
Zip Code Zip / CR0408 Existing
Country Country / CR0428 Existing
How long have you been at this address? Not applicable Existing
Years Number of years / CR0412 Existing
Months Months / CR0424 Existing
Housing Housing / CR0415 Existing
Monthly Rent Monthly Rent / CR0416

New

 

CC Field Name Encompass Field Name / ID

Field Status

Title: Co-Borrower Mailing Address  
Is the mailing address the same as the residential address? Same as Present / 1820 Existing
Address Line 1 Street Address / CR0426 Existing
Unit Type Unit Type / CR0425 New
Unit # Unit # / CR0427 New
City City / CR0406 Existing
State State / CR0407 Existing
Zip Code Zip / CR0408 Existing
Country Country / CR0428 Existing

ClosedBorrower Employment & Income

CC Field Name Encompass Field Name / ID

Field Status

Notes
Title: Borrower Employment Information  
This is my current job. Current/Previous Employment / BE0109 Existing  
I am employed by a family member, property seller, real estate agent, or other party to the transaction. Employed by loan related body. / BE0154 New  
Business Owner or Self Employed Self-Employed / BE0115 Changed URLA 2009 form style field name: Self employed.
Ownership share Ownership share / BE0155 New  
Monthly Business Income (or Loss) Monthly Business Income (or Loss) / BE0156 New  
Employer Name Employer Name / BE0102 Existing  
Business Phone Business Phone / BE0117 Existing  
Position Position/Title/Business Type /BE0110 Existing  
Address 1 Address / BE0160 Existing  
Unit Type Unit Type / BE0158 Existing  
Unit # Unit # / BE0159 Existing  
City City / BE0105 Existing  
State State / BE0106 Existing  
Zip Code Zip / BE0107 Existing  
Start Date Employed From / BE0151 Existing  
End Date Employed To / BE0114 Existing  
Length of Employment Years on the Job, Months / BE0113, BE0133 Existing  
Borrower Gross Monthly Income Not applicable Existing  
Gross monthly income is the total amount of money you make in one month <b>before</b> any deductions for taxes, child support, Social Security, 401(k), etc. Not applicable Existing  
I receive military pay. Borrower Military Pay / BE0163 New  
Base Borrower Base / BE0119 Changed URLA 2009 form style field name/ID: Base / 101
Overtime Borrower Overtime / BE0120 Existing  
Bonuses Borrower Bonuses / BE0121 Changed URLA 2009 form style field name/ID: Bonuses / 103
Commissions Borrower Commissions / BE0122 Changed URLA 2009 form style field name/ID: Commissions / 104
Other Borrower Other / BE0123 New  
Military Base Pay * Borrower Military Base Pay / BE0119 Changed URLA 2009 form style captures Military Pay and Entitlements as Other Income. Field IDs 145, 148,151
Military Combat Pay Borrower Military Combat Pay / BE0177
Military Flight Pay Borrower Military Flight Pay / BE0165
Military Hazard Pay Borrower Military Hazard Pay / BE0166
Military Overseas Pay Borrower Military Overseas Pay / BE0167
Military Prop Pay Borrower Military Prop Pay / BE0168
Clothing Allowance Borrower Clothing Allowance / BE0169
Rations Allowance Borrower Rations Allowance / BE0170
Variable Housing Allowance Borrower Variable Housing Allowance / BE0171
Quarters Allowance Borrower Quarters Allowance / BE0172
Other Allowance * Borrower Other Allowance / BE0123
Other Allowance (Description) Borrower Other Allowance (Description) / BE0174
Total Military Entitlements (* excluded from Total Entitlements; included in Total Income) Borrower Total Military Entitlement / BE0153
Total Borrower Income Borrower Total / BE0112 Changed URLA 2009 form style field ID: 910

ClosedCo-Borrower Employment & Income

CC Field Name Encompass Field Name / ID

Field Status

Notes
Title: Co-Borrower Employment Information  
This is my current job. Current/Previous Employment / CE0109 Existing  
I am employed by a family member, property seller, real estate agent, or other party to the transaction. Employed by loan related body. / CE0254 Existing  
Business Owner or Self Employed Self-Employed / CE0115 Changed URLA 2009 form style field name: Self employed.
Ownership share Ownership share / CE0155 New  
Monthly Business Income (or Loss) Monthly Business Income (or Loss) / CE0156 New  
Employer Name Employer Name / CE0102 Existing  
Business Phone Business Phone / CE0117 Existing  
Position Position/Title/Business Type / CE0110 Existing  
Address 1 Address / CE0260 Existing  
Unit Type Unit Type / CE0158 Existing  
Unit # Unit # / CE0159 Existing  
City City / CE0105 Existing  
State State / CE0106 Existing  
Zip Code Zip / CE0107 Existing  
Start Date Employed From / CE0151 Existing  
End Date Employed To / CE0114 Existing  
Length of Employment Years on the Job, Months / CE0113, CE0133 Existing  
Co-Borrower Gross Monthly Income Not applicable Existing  
Gross monthly income is the total amount of money you make in one month <b>before</b> any deductions for taxes, child support, Social Security, 401(k), etc. Not applicable Existing  
I receive military pay. Co-Borrower Military Pay / CE0163 Existing  
Base Co-Borrower Base / CE0119 Existing  
Overtime Co-Borrower Overtime / CE0120 Existing  
Bonuses Co-Borrower Bonuses / CE0121 Existing  
Commissions Co-Borrower Commissions / CE0122 Existing  
Other Co-Borrower Other / CE0123 Existing  
Military Base Pay * Co-Borrower Military Base Pay / CE0119 Changed URLA 2009 form style does not capture Military Pay and Entitlements for Co-Borrower.
Military Combat Pay Co-Borrower Military Combat Pay / CE0177
Military Flight Pay Co-Borrower Military Flight Pay / CE0165
Military Hazard Pay Co-Borrower Military Hazard Pay / CE0166
Military Overseas Pay Co-Borrower Military Overseas Pay / CE0167
Military Prop Pay Co-Borrower Military Prop Pay / CE0168
Clothing Allowance Co-Borrower Clothing Allowance / CE0169
Rations Allowance Co-Borrower Rations Allowance / CE0170
Variable Housing Allowance Co-Borrower Variable Housing Allowance / CE0171
Quarters Allowance Co-Borrower Quarters Allowance / CE0172
Other Allowance * Co-Borrower Other Allowance / CE0123
Other Allowance (Description) Co-Borrower Other Allowance (Description) / CE0174
Total Military Entitlements (* excluded from Total Entitlements; included in Total Income) Co-Borrower Total Military Entitlement / CE0153
Total Co-Borrower Income Co-Borrower Total / CE0112 Changed URLA 2009 form style field ID: 911

 

CC Field Name Encompass Field Name / ID

Field Status

Notes
Title: Additional Gross Monthly Income  
Belongs To B/C 1 / URLAROIS0102 Changed URLA 2009 Encompass field name/ID: B/C / 144
Borrower URLAROIS0102 Changed URLA 2009 Encompass field ID: 144
Co-Borrower URLAROIS0102 Changed URLA 2009 Encompass field ID: 144
Income Source Description 1 / URLAROIS0118 Changed URLA 2009 Encompass field ID: 145
Accessory Unit Income URLAROIS0118 New  
Alimony URLAROIS0118 Changed

URLA 2009 field name: Alimony/Child Support

URLA 2009 Encompass field ID: 145

Automobile Allowance URLAROIS0118 Changed

URLA 2009 field name: Automobile/Expense Account

URLA 2009 Encompass field ID: 145

Boarder Income URLAROIS0118 Changed URLA 2009 Encompass field ID: 145
Capital Gains URLAROIS0118 Changed URLA 2009 Encompass field ID: 145
Child Support URLAROIS0118 Changed

URLA 2009 field name: Alimony/Child Support

URLA 2009 Encompass field ID: 145

Defined Contribution Plan URLAROIS0118 New  
Disability URLAROIS0118 Changed

URLA 2009 field name: Social Security / Disability Income

URLA 2009 Encompass field ID: 145

Dividends Interest URLAROIS0118 Changed URLA 2009 Encompass field name / ID: Borrower Dividends/Interest / 105
Foster Care URLAROIS0118 Changed

URLA 2009 Encompass field ID: 145

Housing Allowance URLAROIS0118 New  
Housing Choice Voucher Program URLAROIS0118 New  
Mortgage Credit Certificate URLAROIS0118 Changed

URLA 2009 field name: Government Mortgage Credit Certificate

URLA 2009 Encompass field ID: 145

Mortgage Differential URLAROIS0118 Changed

URLA 2009 field name: Real Estate / Mortgage Differential

URLA 2009 Encompass field ID: 145

Non Borrower Household Income URLAROIS0118 New  
Notes Receivable Installment URLAROIS0118 Changed

URLA 2009 field name: Notes Receivables / Installment

URLA 2009 Encompass field ID: 145

Other URLAROIS0118 Changed

URLA 2009 field name: Other Types of Income

URLA 2009 Encompass field ID: 145

Pension URLAROIS0118 Changed

URLA 2009 field name: Pensions/Retirement Income

URLA 2009 Encompass field ID: 145

Public Assistance URLAROIS0118 Changed

URLA 2009 field name: Unemployment Public Assistance

URLA 2009 Encompass field ID: 145

Royalties URLAROIS0118 Changed

URLA 2009 field name: Royalty Payment

URLA 2009 Encompass field ID: 145

Separate Maintenance URLAROIS0118 New  
Social Security URLAROIS0118 Changed

URLA 2009 field name: Social Security / Disability Income

URLA 2009 Encompass field ID: 145

Temporary Leave URLAROIS0118 New  
Tip Income URLAROIS0118 New  
Trust URLAROIS0118 Changed

URLA 2009 field name: Trust Income

URLA 2009 Encompass field ID: 145

Unemployment URLAROIS0118 Changed

URLA 2009 field name: Unemployment Public Assistance

URLA 2009 Encompass field ID: 145

VA Benefits NonEducational URLAROIS0118 Changed URLA 2009 Encompass field ID: 145
Amount Monthly Income 1 / URLAROIS0122 Changed URLA 2009 Encompass field ID: 146
Total Additional Income Not applicable Existing  

ClosedExpenses

CC Field Name Encompass Field Name / ID

Field Status

Title: Current Monthly Housing Expenses  
First Mortgage (P&I) Present First Mortgage (P&I) / 120 Existing
Second Mortgage (P&I) Present Other Financing (P&I) / 121 Existing
Hazard Insurance Present Hazard Insurance / 122 Existing
Supplemental Insurance Present Supplemental Insurance / URLA.X212 New
Real Estate Taxes Present Real Estate Taxes / 123 Existing
Mortgage Insurance Present Mortgage Insurance / 124 Existing
Homeowners Association Present Homeowner Association / 125 Existing
Other Housing Expenses Present Other Housing Expenses / 126 Existing
Total: Present Total / 737 Existing

 

CC Field Name Encompass Field Name / ID

Field Status

Title: Proposed Monthly Housing Expenses  
Homeowners Association Proposed Homeowner Association / 233 Existing
Other Housing Expenses Proposed Other Housing Expenses, Proposed Other Housing Expenses / 1799, 234 Existing

ClosedAssets

CC Field Name Encompass Field Name / ID

Field Status

Notes
How would you like to verify your assets? Not applicable Existing  
Title: Manage Your Assets
Select Type Of Asset Depository Account 1 Type / DD0008 Existing  
Annuity (FHA/VA) URLAROA0102 New  
Automobile (FHA/VA) URLAROA0102 New  
Boat (FHA/VA) URLAROA0102 New  
Bond DD0008 Changed

URLA 2009 field name: Stocks & Bonds

URLA 2009 Encompass field ID: 1604, 1605, 1606, 1607, 1608, 1609

Borrower Primary Home (FHA/VA) URLAROA0102 New  
Bridge Loan Not Deposited DD0008 Existing  
Bridge Loan Not Deposited (FHA/VA) URLAROA0102 Existing  
Cash On Hand URLAROA0102 New  
Certificate of Deposit DD0008 Existing  
Checking Account DD0008 Existing  
Earnest Money URLAROA0102 New  
Employer Assistance URLAROA0102 New  
Gift of Cash URLARGG0118 New  
Gift of Property Equity URLARGG0118 Changed

URLA 2009 field name: Gift of equity

URLA 2009 Encompass field ID: DD0008

Grant URLARGG0118 New  
Individual Development Account DD0008 New  
Lease Purchase Fund URLAROA0102    
Life Insurance DD0008 Existing  
Money Market Fund DD0008 Existing  
Mutual Funds DD0008 Existing  
Net Worth of Business Owned (FHA/VA) URLAROA0102 New  
Other Asset URLAROA0102 Existing  
Pending Net Sale Proceeds From Real Estate Assets URLAROA0102 Existing  
Proceeds From Sale Of Non Real Estate Asset URLAROA0102 Existing  
Proceeds From Secured Loan URLAROA0102 Existing  
Proceeds From Unsecured Loan URLAROA0102 Existing  
Real Estate Owned 919 Existing  
Recreational Vehicle (FHA/VA) URLAROA0102 New  
Rent Credit URLAROA0102 New  
Retirement Funds DD0008 Existing  
Savings Account DD0008 Existing  
Savings Bond (FHA/VA) URLAROA0102 New  
Severance Package (FHA/VA) URLAROA0102 New  
Stock DD0008 Changed URLA 2009 form style field name: Stocks & Bonds
Stock Options DD0008 Existing  
Sweat Equity URLAROA0102 Existing  
Trade Equity From Property Swap URLAROA0102 Existing  
Trust Account DD0008 Existing  
Lot Equity URLAROA0102 New  
Relocation Funds URLAROA0102 New  
Belongs To Not applicable Existing  

ClosedOrder Credit

The credit authorization agreement section of the loan application will be populated by the Credit Authorization Agreement text provided under Services Settings.

ClosedLiabilities

CC Field Name Encompass Field Name / ID

Field Status

Title: Manage Your Liabilities  
Select Type of Liability Liability Account Type / FL0108 New
Child Care FL0108 New
HELOC FL0108 New
Installment FL0108 New
Lease Payments FL0108 New
Mortgage FL0108 New
Open 30 Days Charge Account FL0108 New
Other Liability FL0108 New
Revolving FL0108 New
Taxes FL0108 New
Tax Lien FL0108 New
Belongs To Belongs To / FL0115 New
Borrower   New
Co-borrower   New

CC Field Name Encompass Field Name / ID

Field Status

Title: Manage Other Expenses  
Select Type of Expense Other Liabilities Liability or Expense Type / URLAROL0102 New
Alimony URLAROL0102 New
Child Support URLAROL0102 New
Job Related Expenses URLAROL0102 New
Other URLAROL0102 New
Separate Maintenance Expense URLAROL0102 New
Belongs To Other Liabilities Borrower Type / URLAROL0101 New
Borrower   New
Co-borrower   New

ClosedAdditional Details

CC Field Name Encompass Field Name / ID

Field Status

Notes
Title: Other Disclosures and Details  
Estate will be held in... Estate will be held in / 1066 Existing  
Fee Simple 1066 New  
Leasehold 1066 New  
Enter Expiration Date If Lease hold, enter expiration date / 1034 Existing  
Title will be held in what borrower name? Title Name for Borrower / 31 Existing  
Co-borrower name (optional) Title Name for Co Borrower / 1602 Existing  
Manner in which title will be held Manner in which title will be held / URLA.X138 Changed

URLA 2009 Encompass field ID: 33

See Mapping Rules on page 1 for detailed information about how this field maps from URLA 2009 to URLA 2020 loan applications.

Joint Tenancy with Right of Survivorship

Manner in which title will be held / URLA.X138 Changed

URLA 2009 Encompass field ID: 33

URLA 2009 form style field name: Joint Tenants

Life Estate

Manner in which title will be held / URLA.X138 New

 

Tenants By The Entirety

Manner in which title will be held / URLA.X138 Changed

URLA 2009 Encompass field ID: 33

URLA 2009 form style field name: Tenants By Entirety

Tenants In Common

Manner in which title will be held / URLA.X138 Changed

URLA 2009 Encompass field ID: 33

Other

Manner in which title will be held / URLA.X138 Changed

URLA 2009 Encompass field ID: 33

(Other) Description Manner in which title will be held / URLA.X139 New

 

Are you applying for a VA loan? One or More Borrowers Qualifies as a veteran / 156 Existing  
Veteran Type Type of Veteran / VAVOB.X72 Existing  
Is this the first time you are using your VA benefits? Is this the first use of the VA loan program? / VASUMM.X49 Existing  

ClosedRates

The rate search parameters are displayed under the Rates section of the loan application. This section is populated dynamically according to the Product and Pricing settings and current rates.

ClosedeConsent

eConsent information is populated dynamically and displayed under this section of the loan application.

ClosedDeclarations

Borrower and co-borrower declarations are populated dynamically and displayed in the Declarations section of the loan application.

CC Field Name Encompass Field Name / ID

Field Status

Title: Borrower Declarations Not applicable Existing
Title: Co-Borrower Declarations Not applicable Existing
Title: Borrower Demographic Information Not applicable Existing
Title: Co-Borrower Demographic Information Not applicable Existing

ClosedDisclosures

Disclosure information is populated dynamically in the loan application.

ClosedState Disclosures

CC Field Name Encompass Field Name / ID

Field Status

California: An applicant, if married, may apply for a separate account. Not applicable Existing
Massachusetts: (1) The responsibility of the attorney for the mortgagee is to protect the interest of the mortgagee. (2) Mortgagors may, at their own expense, engage an attorney of their selection to represent their interests in the transaction. Not applicable Existing
Ohio: The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law. Not applicable Existing

ClosedMiscellaneous

CC Field Name Encompass Field Name / ID

Field Status

Privacy Policy Not applicable Existing
RESPA Servicing Disclosures Not applicable Existing
TCPA Consent Not applicable Existing